Means test calculations figures

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Means Test In Chapter 13 The same means test that is supposed to determine whether you can file Chapter 7 bankruptcy is used to decide what you must pay to creditors in Chapter 13. The test is not identical, but the principle is the same: use a standardized formula to calculate how much bankruptcy relief is available to this debtor.

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Here’s a primer explaining what is included in the current monthly income and how to calculate it for the bankruptcy means test form. What Is the Means Test? The means test is part of the packet of official forms that you’ll complete and file with the bankruptcy clerk to start a Chapter 7 case. The test consists of three forms, but you might not need to complete all of them.

Means Test. If it is over $12,475 then you fail the means test and don’t have the option of filing Chapter 7. If your disposable income under the means test is between $7,475 and $12,475 then you must do further calculations to determine if you have the option of filing a Chapter 7 case.

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If your income is less than the state median, the means test is relatively straightforward. For those with higher incomes, however, the means test is quite complex. Not only will you have to do pages of calculations, but you’ll have to find the correct income and expense figures for your area and household size.

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Therefore, it is very important that you use a Chapter 7 means test calculator that provides correct figures. You want to file a Chapter 7 if. T-test online. To compare the difference between two means, two averages, two proportions or two counted numbers. The means are from two independent sample or from two groups in the same sample.

ARISING UNDER THE CHAPTER 7 MEANS TEST . Following is a line-by-line summary of Form 22A and various recurring disposable income issues likely to arise in chapter 7 under the BAPCPA provisions of 11 U.S.C. 707(b). The summary gives the position of the United States Trustee Program (USTP) on these issues.

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