It’s a Great Time to Refinance—and Everyone’s Doing It – Real Estate News and Advice – realtor.com » Mortgage Masters Group

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 · A mortgage is a loan from a bank or other lender that helps a borrower purchase real estate. The property you buy is used as collateral, so if you default on the loan, the bank can seize it and sell it to recoup some or all of its losses. A mortgage refinance trades your current mortgage for a new one. The lender pays off the old loan, and you.

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