Buying a house in a hot market requires a cool head.. How To Deal With Tough Competition.. This also means obtaining a pre-approval letter from your lender that you can show to the buyer.
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Not only does a pre-approval letter help you finalize your home buying budget, it can also be a key variable in today's competitive market.. Jules Deas, a mortgage loan officer with SunTrust Mortgage, shares his insights on how pre- approval can. Also, having a letter from a respected lender might also beat out a vague.
Getting pre-approved for a home loan is one of the most important things to do before you start searching for a house or condo. While you have probably spent a great deal of time imagining our dream home; you probably have not researched the differences between being pre-qualified verse being pre-approved for financing.
So when competition is fierce, you need to make your offer stand out from your. edge, think about adding a clause stating that you will beat the highest offer by “x”. Although sellers will receive their money at closing whether buyers pay with cash. Having your loan pre-approved gives you a sizeable advantage by putting.
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Beat the Competition with a Pre-Approved Loan – . should also be certain you understand the monthly payments associated with each loan-don’t get in over your head. After you have a pre-approved loan letter in hand, it’s important to maintain the. A pre-approval is a statement from a potential lender asserting that a borrower would be approved for a certain loan amount.