Are you a non-U.S. citizen hoping to purchase or refinance a home in Florida? – David A. Krebs Licensed Mortgage Broker in Miami

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Also, the home you purchase must generally be 2,000 square feet or less. Other Zero Down Payment Mortgage Programs. The HomeReady program is offered to low- and moderate-income borrowers by Fannie Mae to purchase or refinance a principal residence.

Immigrants on the path to citizenship want to set down roots and take advantage of low interest rates in the U.S. But can non-residents get a home loan to live the American dream?

Just because you’re not a U.S. citizen doesn’t mean home ownership is out of reach. lawful permanent or non-permanent residents can apply for loans just the same as citizens, no higher costs, fees, or interest rates Update: Total Mortgage is still closing loans during the government shutdown.

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Mortgage rates have fallen so much lately that millions of homeowners might benefit by refinancing – even if they bought a home just last year. A typical refinancer could save more than $150 a month. After serving as president for two years at Academy Mortgage, an independent purchase lender, James Mac Pherson has been. Learn about TD Bank’s.

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